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Student Medical Insurance |
● International Students in Canada
● Canadian Students, studying abroad or outside your principle province of residence (Ontario)
International
Students in Canada
If you are an international student studying in Canada, you are not covered by a provincial health insurance plan (OHIP in Ontario) and should buy health insurance. (This health insurance plan may be also called student medical insurance, hospital&medical insurance, student travel insurance, student plan.)
Why you need Student hospital and medical insurance
Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day. If you and your family are not covered under a Provincial Health Care program and do not have Student medical insurance, you and your family could be responsible for these high costs, which create a severe financial burden. As international student in Canada you can also insure your family members who live with you under this policy.
Insurance Providers and Insurance Plans Available
Get information, policy wording, rates and buy International Student medical travel insurance from the following insurance providers:
► Manulife Financial - Buy and get your instant policy online
► Travel Underwriters
► T.I.C. Travel Insurance Coordinators
▶ International Student Hospital & Medical Insurance
If you have any questions or more information please call at 416-493-0101 (1-877-443-0101) or Ask you Question online.
Click the following button get your best quote!
How you can buy Student health insurance plan
There are three ways to purchase this policy:
1. Online: You can buy Student Medical insurance policy directly from
Manulife
Financial
online: just click the link below to open Manulife Financial
secured website and
follow the instructions
You will get an instant policy online. If you have questions please Contact us prior to purchase a policy and read the policy carefully to make sure that this policy is what you need.
2. You can
purchase this policy over the phone calling at
416-493-0101 or 1-877-443-0101. The policy will be
issued and e-mailed you immediately after your payment is
approved. Additionally, a paper copy of your policy will be mail
you if requested.
3.
Contact us
and we arrange an appointment with you at our office or your
home (GTA area, Ontario). It will take twenty minutes to fill
out the application form and get the policy.
Learn how the policy covers pre-existing medical conditions
Student Medical contract does not cover everything, and each plan includes a row of exclusions and conditions. Please, learn pre-existing conditions clause before purchasing insurance!
Contact us for details and consultation to make sure that the chosen plan is right for your needs!
If you are a Canadian Student studying abroad or Canadian Student studying in Canada but outside your principle province of residence you should buy supplementary health insurance.
Why you need Student hospital and medical insurance
When you study outside of Canada or your province of residence, your provincial health care plan (OHIP in Ontario) offers limited coverage for emergency medical care. Student medical insurance provides many important medical benefits that your provincial health plan lacks. This policy may be also purchased for accompanying family members of the student.
Eligibility
You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside.
If you live in Ontario, you may be temporarily outside of Canada for a total of 212 days in any 12 month period and still maintain your OHIP coverage as long as your primary place of residence is still in Ontario. If you live abroad more than 212 day (Ontario), your OHIP may terminate.
To confirm your continuous OHIP coverage, you should contact your local Service Ontario – Health Card Services – OHIP office before you leave the province. Please go to : http://www.health.gov.on.ca/en/public/publications/ohip/travel.aspx for details. It is your responsibility to ensure that you have continued coverage under the government health insurance plan, during your absence from the province where you permanently reside.
Insurance Providers and Insurance Plans Available
Get information, policy wording, rates and buy Medical travel insurance for Canadian students from the following insurance providers (for Ontario residents):
► Manulife Financial - Buy and get your instant policy online
► Travel Underwriters
► Group Medical Services
▶ Student Plan for students studying abroad
If you have any questions or more information please call at 416-493-0101 (1-877-443-0101) or Ask you Question online.
Click the following button get your best quote!
How you can buy Student health insurance plan
There are three ways to purchase this policy:
1. Online: You can buy a
Student Medical insurance policy directly from
Manulife
Financial
online: just click the link below to open Manulife Financial
secured website and
follow the instructions
You will get an instant policy online. If you have questions please Contact us prior to purchase a policy and read the policy carefully to make sure that this policy is what you need.
2. You can
purchase this policy over the phone calling at
416-493-0101 or 1-877-443-0101. The policy will be
issued and e-mailed you immediately after your payment is
approved. Additionally, a paper copy of your policy will be mail
you if requested.
3.
Contact us
and we arrange an appointment with you at our office or your
home (GTA area, Ontario). It will take twenty minutes to fill
out the application form and get the policy.
Learn how the policy covers pre-existing medical conditions
Student Medical contract does not cover everything, and each plan includes a row of exclusions and conditions. Please, learn pre-existing conditions clause before purchasing insurance!
Contact us for details and consultation to make sure that the chosen plan is right for your needs!
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If you have any questions or concerns feel free |