Key Benefits

Maximum Limit

Maximum liability

$5,000,000

Emergency medical treatment

• Emergency medical treatment for sickness or injury whether in-patient or out-patient care

• Services of physician, surgeon, anaesthetist, registered graduate nurse

• Private duty nursing

• X-rays and laboratory services

• Rental of medical appliances

Prescription drugs

Limit of a 30-day supply

Ambulance

Including mountain and sea rescue

Professional medical services

• Up to $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath, and podiatrist

• Chiropractic benefits are limited to the initial office visit

Dental

• Up to $4,000 for accident

• Up to $500 for dental pain

Hospital allowance

$50 per day to a maximum of $500 for incidental hospital charges

Return of insured traveling companion

Up to $3,000 for a one-way economy airfare if the insured is returned home for medical reasons

Repatriation

• Up to $10,000 for repatriation

• Up to $4,000 for burial/cremation at place of death (excluding cost of burial coffin or urn)

Child care

Up to age 18

Family transportation

One economy return airfare or ground transportation costs and up to $150 per day for meals and accommodation in the event the insured is hospitalized

Return of insured to destination

One-way economy airfare to return to the insured’s original destination point following a return to their home province for medical reasons One-way economy airfare to return to the insured’s original destination point following a return to their home province for medical reasons

Additional board and lodging

Up to $4,000

Key Features

Deductible

Automatic $250 deductible; buy-out option available or other deductible options up to $100,000 for premium discount

Pre-existing conditions.

59 years and under

• No stability period for trips of 35 days and less*

• 90 day stability period for trips over 35 days

60 – 89 years

• 365 stability period for all trip lengths

* Conditions where symptoms arose or medical consultation was required within the 7 days prior to departure, with the exception of a minor ailment, will not be covered.

Family rate

Available up to age 59. Includes children up to age 21; 25 if attending full time school or physically/mentally handicapped.

Claims procedure

Consult the claim guideline in your policy wording

Travel Underwriters’ emergency assistance and claims administration partner is OneWorld Assist. Please visit  OneWorld Assist website.

In the event of hospitalization, call OneWorld Assist immediately