Travel Underwriters
Visitors to Canada Platinum Emergency Travel Insurance
This insurance covers visitors to Canada requiring an emergency hospital stay or emergency medical treatment. It also protects immigrants and Canadians returning to Canada after living abroad who are awaiting provincial health plan coverage. The applicant has to be over the age of 14 days old and has not reached the age of 90 years at the time of application.
Amount of coverage is available in increments of $10,000 CAD up to a maximum of $300,000 CAD.
This insurance has no deductible. However, the Insured can choose to add one of three deductible options to receive a discount of 5 per cent, 15 per cent or 25 per cent on the premium.
No waiting period on sickness if purchased prior to arrival in Canada.
If this policy was purchased within 60 days after your arrival in Canada, then in respect of any sickness you will only be entitled to receive benefits for the cost of eligible medical expenses incurred after the first 48 hours from the effective date of this policy.
If this policy was purchased 61 days or more after your arrival in Canada then in respect of any sickness you will only be entitled to receive benefits for the cost of eligible medical expenses incurred after seven (7) days from the effective date of this policy.
Family plan available (see Rates).
This plan includes Air Flight Accident and 24-Hour Accident Insurance up to $25,000 CAD each
What coverage will you have?
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Key Benefits |
Maximum Limit |
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Maximum liability |
Choose from $10,000 to $300,000 |
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Emergency medical treatment |
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Emergency medical treatment for sickness or
injury whether in-patient or out-patient care |
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Non-emergency medical treatment |
Up to $3,000 |
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Ambulance |
Including mountain and sea rescue from the scene of the accident or place of onset of the Sickness to the nearest Hospital |
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Prescription drugs |
Limit of a 30-day supply, up to $10,000 |
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Emergency air transportation |
This benefit is payable only when pre-approved and arranged by OneWorld Assist Inc |
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Maternity |
Up to $3,000 if pregnancy commenced during period of coverage |
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Dental |
• Up to $4,000 for accident • Up to $600 for dental pain |
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Professional medical services |
Services of a licensed physiotherapist,
chiropractor, chiropodist, |
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Child care |
The Company will reimburse up to $50 per day to a maximum of $500 for child care costs (excluding child care provided by a Family Member) in the event You are confined to Hospital |
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Repatriation |
Up to $12,000 for repatriation |
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Family transportation |
Up to $5,000 for transportation costs and up to $1,500 for meals and accommodation in the event of your hospitalization |
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Accidental Death and Dismemberment |
Air
Flight Accident: Maximum Aggregate Sum Insured -
$25,000 |
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Key Features |
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Travel worldwide |
Travel worldwide is valid as long as majority of time is spent in Canada. No coverage provided while in home country |
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Pre-existing conditions. |
• For persons 69 years and under, pre-existing conditions are covered if stable in the 120 days prior to the effective date of this policy. • For persons 70 to 79 years, pre-existing conditions are not covered; however coverage for pre-existing conditions can be purchased. The applicant can purchase an additional optional coverage to cover pre-existing conditions provided they were stable in the 120 days prior to the effective date of the policy. A 25% surcharge will apply • For persons 80 to 89 years, pre-existing conditions are not covered. |
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Refund |
Refer to the policy wording booklet for details |
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Claims procedure |
Consult the claim guideline in your policy wording |
Note: This information is for illustration purpose only. For the complete terms, conditions, limitations and exclusions please see the policy wording.
Please call at 416-493-0101 (1-877-443-0101) for details, consultation and to purchase the policy.
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If you have any questions or concerns feel free |
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