Travel Underwriters
Visitors to Canada Platinum Emergency Travel Insurance
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► Pre-Existing Medical Conditions ► Rates ► Get a free quote & buy Online (Help) To buy a policy over-the-phone, please call at 416-493-0101 , 1-877-443-0101 |
You can get a quote and purchase this insurance contract online directly from Travel Underwriters: please, click the link below and follow the on-screen instructions.
Before purchasing the contract please read the policy wording for information on the coverage provided, exclusions and conditions or Contact us for assistance. |
Who can apply? This insurance is designed for visitors to Canada and foreign workers. It also protects immigrants and Canadians returning to Canada after living abroad who are awaiting provincial health plan coverage.
What coverage will you have?
This plan includes :
Emergency medical&hospital insurance :
Amount of medical coverage is available in increments of $10,000 up to a maximum of $300,000
Air Flight Accident (up to $25,000)
24-Hour Accident Insurance (up to $25,000).
Age. The applicant has to be over the age of 14 days old and has not reached the age of 90 years at the time of application.
Deductibles. This insurance has no deductible. However, the Insured can choose to add one of three deductible options $100, $500, $1,000 and receive a discount of 5 per cent, 15 per cent or 25 per cent on the premium respectively. (Minimum Premium per policy is $20.)
Waiting period. No waiting period if purchased prior to arrival in Canada.
If this policy was purchased within 60 days after your arrival in Canada, then in respect of any sickness you will only be entitled to receive benefits for the cost of eligible medical expenses incurred after the first 48 hours from the effective date of this policy.
If this policy was purchased 61 days or more after your arrival in Canada then in respect of any sickness you will only be entitled to receive benefits for the cost of eligible medical expenses incurred after seven (7) days from the effective date of this policy.
Family plan is available, if all family members are under 61 years of age. (see Rates).
Travel worldwide : Travel worldwide is valid as long as majority of time is spent in Canada. No coverage provided while in home country.
Travel to and from Canada : Coverage will be provided up to 7 days each way
Summary of Medical &Hospital Benefits
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Key Benefits |
Maximum Limit |
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Maximum liability |
Choose from $10,000 to $300,000 |
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Emergency medical treatment |
Emergency medical treatment for sickness or
injury whether in-patient or out-patient care "Emergency" means an unforeseen Sickness or Injury that requires immediate Medical Treatment to alleviate existing danger to life or health. |
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Non-emergency medical treatment |
Up to $3,000 if treatment is a direct result of the initial emergency |
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Ambulance |
Including mountain and sea rescue from the scene of the accident or place of onset of the Sickness to the nearest Hospital |
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Prescription drugs |
Limit of a 30-day supply, up to $10,000 |
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Professional medical services |
Services of a licensed physiotherapist, chiropractor, chiropodist, osteopath, podiatrist for the relief of Acute Emergency pain, up to a maximum limit of $500 per practitioner |
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Maternity |
Up to $3,000 for pregnancy, childbirth or complications during the 9 weeks prior to expected delivery date, if pregnancy commenced during period of coverage |
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Dental |
Up to $4,000 for accident Up to $600 for dental pain |
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Emergency air transportation |
Up to sum insured for air evacuation or airfare back to Canada or country of residence for treatment and medical attendant. |
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Child care |
Up to $50 per day to a maximum of $500 for child care costs (excluding child care provided by a Family Member) in the event You are confined to Hospital |
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Repatriation |
Up to $12,000 for repatriation |
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Family transportation |
One return economy airfare or ground transportation costs and up to $100 per day for meals and accommodation. |
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Return of insured traveling companion |
One-way economy airfare back to point of departure if insured is repatriated or returned to the country of permanent residence under Emergency Air Transportation benefit |
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Key Features |
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Important! Pre-existing medical conditions |
For persons 69 years and under, pre-existing conditions are covered if stable in the 120 days prior to the effective date of this policy.
For persons 70 to 79 years, pre-existing conditions are not covered; however coverage for pre-existing conditions can be purchased. The applicant can purchase an additional optional coverage to cover pre-existing conditions provided they were stable in the 120 days prior to the effective date of the policy. A 25% surcharge will apply.
For persons 80 to 89 years, pre-existing conditions are not covered. |
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Exclusions
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The company
does not pay for medical expenses if a trip is
undertaken: Treatment, services or prescriptions required for ongoing care or check-ups Tests and investigative consultation Please refer to the policy wording for a complete list of exclusions |
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Claims procedure |
In the event of hospitalization, call OneWorld Assist immediately. It is a condition of the policy. You can find OneWorld Assist phone numbers in the policy wording, your confirmation of coverage and ID cards
Travel Underwriters Emergency Assistance Centre and claims administration partner is OneWorld Assist. Please visit OneWorld Assist website.
Consult the claim guideline in your Policy Wording. |
Note: This information is a summary of benefits.. For the complete terms, conditions, limitations and exclusions please refer to the policy wording.
How to get a quote and buy this policy ONLINE
1. Click the button above <Get a free quote and buy Online> to open the Travel Underwriters secured website.
2. Choose Visitors to Canada Platinum Emergency Travel Insurance at the bottom of the page and then click the button <Next>.
3. Please, enter all required information: start date, end date, arrival date, beneficiary name.
Choose amount of coverage and deductible.
Read the Statement carefully and click on Agree or Disagree. If you do not agree with this Statement, please call at 416-493-0101 for further information on the Visitors to Canada Platinum Emergency Travel Insurance.
Please select the number of people to be covered by this policy, enter information about the applicants, and click <Next>.
4) Please review the policy information entered below before continuing. You can correct this information: just click <Previous> at the bottom of the page.
Read Term and Conditions of the policy and click Agree if you agree. Then click <Next>
5. Please, enter your information in the boxes of the application (make sure that there is no mistake in your e-mail address).
3. You will be asked to pay by credit card. Click on <Purchase policy>
4. You will see your Policy Declaration on the screen after your payment is approved. Also, you will receive this Policy Declaration and the Policy Wording on your email instantly after your payment is approved. Please, print out this Policy Declaration.
Your Policy Declaration and the Policy Wording make up your insurance contract. You can print out this Policy Wording (just click the link) or request a paper copy of the Policy booklet sending e-mail to natalia@tninsurance.ca .
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If you have questions or concerns, please feel free |
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