Super Visa Medical Insurance
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Visiting Canada: Parent and Grandparent Super Visa Parents and grandparents of Canadian citizens and permanent residents have a new option for visiting Canada. As of December 1, 2011, you may be eligible to apply for the Parent and Grandparent Super Visa and enjoy visiting your family in Canada for up to two years without the need to renew your status.
Who can apply for super visa To apply for the Parent and Grandparent Super Visa, you must: ● be the parent or grandparent of a Canadian citizen or a permanent resident of Canada; ● be found admissible to Canada; and ● meet certain other conditions.
In addition to being found admissible to Canada, the parent or grandparent must also: ◊ provide a written commitment of financial support from their child or grandchild in Canada who meets a minimum income threshold; ◊ prove that they have bought Canadian medical insurance coverage for at least one year; and ◊ complete an Immigration Medical Examination. Please Click here for more information about application for Super visa.
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Super Visa Medical insurance requirements
Applicants must submit proof that they have purchased Canadian medical insurance that:
■ is valid for a minimum period of one year;
■ provides a minimum of $100,000 in coverage;
■ covers the applicant for health care, hospitalization and repatriation
■ is valid for each entry to Canada and available for review by a port of entry officer.
Medical Insurance Plans Available for Parent and Grandparent Super Visa
Shop for affordable Canadian medical insurance for parent and grandparent super visa with us. Get information, rates, best quote and apply ONLINE for Medical insurance from the following Canadian insurance providers:
• Manulife Financial (get a free quote&buy online)
• Travel Underwriters (get a free quote&buy online)
• Group Medical Services (get a free quote&buy online)
• 21st Century Travel Insurance (get a free quote&buy online)
• T.I.C. Visitors to Canada (get a free quote&apply online)
Choose Super Visa Health Insurance That Is Right for You
There are issues you have to consider when choosing medical insurance for super visa purpose and some of those issues may affect the cost of your policy.
Deductibles. When applying for medical insurance, the applicant can choose one of deductible options : $0, $50, $100, $250, $500, $1,000. Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs. The higher deductible, the less premium you will pay for the policy: a discount may be 5% - 25% depending on the deductible amount and the plan.
Pre-existing Medical conditions. Visitors to Canada medical insurance does not cover everything. This insurance has exclusions, conditions and limitations. Please read them and understand the policy before you buy this insurance.
A Pre-Existing Medical Condition exclusion may apply to a medical condition and/or symptoms that existed prior to your trip. Coverage for pre-existing medical conditions may depend on your age and the plan you apply for. Contact us for a free consultation or refer to the policy wording to see how this applies in your policy and how it relates to your departure date, date of purchase or effective date of insurance.
Generally, most of the policies pay for emergency medical expenses relating to pre-existing medical conditions, which have been stable in 120 -180 days prior to the effective date of the policy. The cost of insurance may depend on whether the plan includes coverage for stable pre-existing conditions or not.
Though definition of STABLE slightly different with different plans, basically STABLE means:
a) there have been no
new symptoms, and existing symptoms have not become more
frequent or severe, or there have been no test results showing
deterioration; and/or
b) a physician has not determined that the condition has become
worse; and/or
c) a physician (or other medical professional) has not
prescribed or recommended a change in medication or medical care
received for that condition; and/or
d) a physician {or other medical professional) has not
prescribed or recommended a change in treatment for that
condition; and/or
e) there has been no admission to a hospital and/or you are not
awaiting the results of further investigation for that medical
condition.
Please refer to the policy wording for full details or call us for free consultation.
Changing your traveling dates. If you purchase a policy and then decide to change your travel schedule, you can change your traveling dates (effective date of the policy, arrival date) any time before the effective date of the policy. Effective date means the date on which your coverage begins as indicated on your policy confirmation. If you purchased this policy from us, just call us or click here to send your request : put your name, your policy number, phone number and your inquiry and we will contact you within one business day. You can also call Customer Service of the insurance company you have purchased insurance from, to make any changes in your policy.
Refund. If you are denied a visa and refused to entry to Canada, you can apply for refund of premium you have paid for medical insurance. A full refund is available, if you cancelled the policy and requested refund before the effective date of the policy.
You can apply for a partial refund after the effective date of the policy, if you did not get a visa or returned to your home country earlier than the expiry date of the policy. This policy provision may be different with different plans: please refer to the policy wording for full details or call us for free consultation.
A cancellation administration fee may apply to all refunds (depending on the plan). Refer to the policy wording for details or call us for free consultation.
Refunds are not available if a claim has been or will be submitted.
. Please call at 416-493-0101 (1-877-443-0101) for more information and free consultation or