WHO is Visitors to Canada health insurance designed for?
Visitors to Canada travel medical insurance is designed for those who are not covered by a provincial health care plan and need temporary emergency medical and hospital coverage while living, traveling, working or studying in Canada:
●
New
immigrants (permanent residents) who are awaiting government health insurance plan
coverage.
● Visitors to Canada;
● Canadians who are not eligible for a government health insurance plan;
● Returning Canadians,
● International students (Click here for more information);
● Foreign workers ( persons who are in Canada on a work visa),
● Guests and tourists traveling in Canada
When your relatives and friends are going to visit you in Canada, take care of purchasing this Canadian travel health insurance for your visitors.
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Parent and Grandparent Super Visa medical insurance: get your best quote and apply for visitors to Canada health insurance, which meets the requirements for super visa application. Choose the plan which is right for you. |
If you are an international student studying in Canada, you are not covered by a provincial health insurance plan and should buy health insurance: read more >>>
Insurance Providers and Insurance Plans Available
Shop for cheap affordable Visitors to Canada medical insurance with us. We sell these insurance policies issued by the companies below: please click the links to get information, policy wording, rates and to buy Visitors to Canada travel medical insurance (or Emergency hospital and medical insurance for Visitors to Canada) :
► Manulife Financial - Buy and get your instant policy online
► Travel Underwriters - Buy and get your instant policy online
► Group Medical Services - Buy and get your instant policy online
▶ Immigrants and Visitors to Canada Insurance
► 21st Century Travel Insurance (underwritten by Manulife Financial) - Get a Quote&Apply online
▶ Visitors to Canada Insurance
► T.I.C. Travel Insurance Coordinators -
▶ Global Expatriate Hospital & Medical Insurance
HOW you can buy Visitors to Canada medical insurance
There are three ways to purchase this policy:
1. Online
You can buy a Visitors to Canada insurance policy directly from Manulife Financial, Travel Underwriters, Group Medical Services , 21st Century Travel Insurance online using links on this website: just click the link and follow instructions - you will get an instant policy online. If you have questions please Contact us prior to purchase a policy and read the policy carefully to make sure that this policy is what you need.
2. Over the phone & e-mail
You can purchase this policy over the phone calling at 416-493-0101 or 1-877-443-0101. You can also Apply ONLINE for Visitors to Canada medical Insurance. We will contact you after receiving your Application to help you select the policy and arrange payment. The policy will be issued and e-mailed you immediately after your payment is approved. Additionally, a paper copy of your policy will be mail you if requested.
3. Appointment.
Contact us and we arrange an appointment with you at our office or your home (GTA area, Ontario). It will take twenty minutes to fill out an application form and get a policy.
WHY do you need Emergency hospital and medical insurance for Visitors to Canada?
Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day. If you and your family are not covered under a Provincial Health Care program and do not have Emergency hospital and medical insurance, you and your family could be responsible for these high costs, which create a severe financial burden.
"Emergency" means an unexpected, unforeseen sickness or bodily injury, which requires immediate medical treatment and which cannot be delayed until returning to the country of origin.
Premiums (or Rates) you will pay to the insurance company are determined by a plan you are going to purchase, Aggregate Policy Limit or Sum Insured, your age as of Effective date of the Policy, deductibles.
"Aggregate Policy Limit" or "Sum Insured" means the maximum amount the insurance company will pay you regardless of the number Insured Services received by you. Insurance companies issue Visitors to Canada insurance policies with Aggregate Policy Limit from $10,000 to $300,000.
To read a brief description of coverage click here.
WHEN do you have to buy Visitors to Canada medical insurance ?
You can buy Visitor to Canada health insurance before and after the arrival date. But it is better to get this insurance before you arrive in Canada. If you purchase this policy after your arrival date, a claim waiting period applies to illnesses. It means that any illness manifested itself during the waiting period is not covered. Waiting period for injuries is waived.
Learn how the policy covers pre-existing medical conditions
Insurance rates are very important but it is not the only thing that requires consideration. Visitors to Canada medical insurance contract does not cover everything. There are some differences in coverage with different insurance plans and each plan includes a row of exclusions and conditions. If you have pre-existing medical condition, please check whether the policy covers your pre-existing condition. Do it before purchasing insurance!
Contact us for details and consultation to make sure that the chosen plan is right for your needs!
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If you have any questions or concerns feel free |
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